Own companies collect personal data about:

• persons who intend to use or are using the services of Own companies;
• persons whose data is provided to us by clients and (or) potential clients of Own companies;
• employees of service providers;
• persons who contacted Own companies by email and (or) phone;
• social media users who contact Own Leasing through Own Leasing accounts on social media or participate in them with active actions;
• job candidates.

Own companies obtain personal data in two ways, when:

• you provide information about yourself;
• data is obtained from third parties (from other financial institutions; from the Bank of Lithuania, Ministry of Finance, Lithuanian Agricultural Advisory Service, Statistics Department, State Social Insurance Fund Board, State Health Insurance Fund, National Payment Agency, State Enterprise Center of Registers, State Enterprise "Regitra", law enforcement institutions, other registers and state institutions; from UAB "Creditinfo Lietuva"; from insurance companies; from healthcare institutions if you use insurance services; from individuals when they provide data of spouses, children, other relatives or in-laws, co-borrowers, guarantors, collateral providers, insurance benefit recipients, etc.; from individuals or legal entities (property appraisers, notaries, etc.) when they provide them in compliance with contractual or legal requirements (information in insurance contracts, property valuation reports, certificates, etc.); from legal entities when you are a representative, employee, contractor, founder, shareholder, participant, owner, etc. of these legal entities; from partners or other legal entities that engage us to provide services to you; from other Own companies when you or your represented entity seeks to conclude or has concluded contracts with them, and Own Leasing provides related services to them, etc.).

Employment

For employment purposes, Own companies collect and process your resume and (or) cover letter and (or) other information you provide during the selection process for the purpose of conducting the job selection based on your consent, which you express to the respective Own company or the employment service provider by sending your resume. If you do not provide your resume and (or) cover letter, the respective Own company will not be able to assess your suitability for the offered position.

After the employee selection process is completed, we commit to delete and (or) destroy your personal data within 5 working days after the employment contract is signed with the selected candidate. If you express your consent for further storage of your personal data, the Own company will store your personal data for 3 years from the date of consent.

Inquiry Administration

If you contact us by email or on the Website, we will process the following data: your name, surname, email address, and the text of the correspondence. If you contact the Own company by phone, we will additionally process your phone number.

Such data will be processed based on your consent to answer your questions. If you do not provide your contact details, we will not be able to respond to your inquiry.

Correspondence is stored for 5 years from the end of transactions or business relationships with the client in paper form or electronic media.

Contractual Relationships

If you use the services of Own companies, for the purpose of providing services, concluding and executing the contract, the respective Own company processes the following personal data: name and surname, personal code, registered residential address, email address, phone number, bank account number, employer's name, personal identification document data, information about the contract concluded with the respective Own company, its number, date of conclusion, application data, signature. Depending on the type of contract, driver's license data may also be collected.

When contractual relationships are concluded with a legal entity, the Own company processes the contact details of the employee of that legal entity (name, surname, position, phone number, email address) and a copy of the personal document (only when it is mandatory for the transaction). This data processing operation is carried out based on our legitimate interest to conclude and execute the contract with the respective person.

If you use certain services of Own companies (e.g., leasing for business clients), Own Leasing may administer your application process and collect the above-mentioned personal data to transfer it to the respective Own company with which you or your represented entity will conclude a contract. Please note that once these personal data are transferred to the respective Own company, it will become your personal data controller.

Personal data for this purpose will be processed for 10 years after the end of the transaction. If there are multiple transactions, 10 years after the last transaction.

Creditworthiness and Obligation Fulfillment Risk Assessment

Own companies, in order to assess your creditworthiness and obligation fulfillment risk, process the following personal data: name and surname, personal code, registered residential address, email address, phone number, type of personal identification document, number, validity period, control line (passports, identity cards, residence permits in the Republic of Lithuania), type of personal document, number, validity period (including State Social Insurance and driver's licenses, residence permits in the Republic of Lithuania), citizenship, bank account number, your income, non-employment income and assets (amounts, declaration periods, types of economic activities), employer, workplace, work experience, start and end dates of employment, engagement in individual or other economic activities, income from it, other received income, received, assigned one-time or periodic social benefits, types, amounts, nature, sources, periods of received income or other benefits, social insurance insurer, start and end of social insurance period, income tax declaration data, owned real estate and movable property, property rights and their encumbrances; names, surnames, personal codes, residential addresses of the debtor's heirs, date of inheritance acceptance, data on existing and former financial obligations and their fulfillment: counterparty, type of transaction, credit rating, amount of obligations (limit), amount of other mandatory payments and expenses, debt repayment procedure and terms, amount of overdue payment and delay period, payment history, paid debts, inquiries about the person submitted to the joint debtor file, information, marital status, spouse's name, surname, personal code, number of minor children and dependents, date of death, heirs (and other related persons), family financial situation (obligations, income).

This data processing operation is carried out to conclude a contract with you and to fulfill our legal obligations. Personal data for this purpose will be processed for 10 years if a contract is concluded with you. If the contract is not concluded, this information is stored for 2 years from the date of information submission.

If you use certain services of Own companies (e.g., leasing for business clients), Own Leasing may collect the above-mentioned personal data to transfer it to the respective Own company with which you or your represented entity will conclude a contract. Please note that once these personal data are transferred to the respective Own company, it will become your personal data controller.

Money Laundering and Terrorist Financing Prevention

To prevent money laundering and terrorist financing, Own companies process the following personal data of clients and related persons: copy of personal document, name and surname, email address, personal code, date of birth, taxpayer code, address, citizenship, personal document information, risk category assigned to the client, product, service risk and (or) transaction, risk category assigned to the client, product, service risk and (or) transaction, risk category assigned to the client, country and (or) geographical region risk category assigned to the client, information about the client's use of banking services, direct video transmission (live video broadcast) recording, other data obtained during client identification, account and (or) contract documentation, correspondence with the client, documents and data confirming the monetary transaction or deal, or other legally binding documents and data related to the performance of monetary transactions or deals. Information about the client's participation in political activities is also collected.

When contractual relationships are concluded with a legal entity, Own companies may process data about the client's manager, accountant, shareholders, participants, and beneficiaries, as well as other related persons (e.g., close family members or close associates): name and surname, personal code, date of birth, citizenship, position, contact details, ownership share in the client and other companies, information about participation in political activities.

Data for this purpose is processed based on a legitimate interest to prevent money laundering and terrorist financing and in accordance with the provisions of the Lithuanian Law on the Prevention of Money Laundering and Terrorist Financing. Personal data for this purpose will be processed for the periods specified in the Lithuanian Law on the Prevention of Money Laundering and Terrorist Financing.

If you use certain services of Own companies (e.g., leasing for business clients), Own Leasing may collect the above-mentioned personal data to transfer it to the respective Own company with which you or your represented entity will conclude a contract. Please note that once these personal data are transferred to the respective Own company, it will become your personal data controller.

Direct Marketing

Own companies send direct marketing messages only to those individuals who have given consent to receive direct marketing and promotional offers from Own companies. Such individuals receive newsletters and direct marketing messages through selected communication channels. Own companies may also advertise their services to existing clients based on legitimate interest.

You can give consent to receive promotional and direct marketing messages by signing the direct marketing consent form or by not objecting to receive direct marketing messages according to the contracts concluded with Own companies.

You have the right to object to the processing of your personal data for direct marketing purposes at any time free of charge. To exercise this right, you can unsubscribe from newsletters and all other promotional and marketing messages by clicking the link provided in the email or following other instructions provided in such direct marketing messages and (or) contacting Own companies using the contact details provided below.

Profiling and Automated Decision-Making

Profiling is the processing of personal data by automated means to evaluate certain personal characteristics of the Client and to analyze or predict, for example, the economic situation, personal preferences, interests, or location. Profiling is used to perform analysis necessary to provide you with advice, for marketing purposes, to improve information systems, and to make automated decisions, such as creditworthiness assessment, risk management, insurance risk assessment, and transaction monitoring to prevent fraud. Depending on the assigned risk category, the intensity of your use of Own companies' services and the frequency of updating information about you may vary.

We may make automated decisions to provide advice on insurance services and improve the quality of insurance service processes. We may perform automated analysis (profiling) of your personal data, which you voluntarily provide during the consultation or product offering process, including health data, data about your age, gender, finances, if necessary for a specific purpose. We may make an automated decision based on the information collected from you.

Telephone Call Recording

To ensure proper customer service quality and internal administration, Own Leasing processes the following personal data based on your consent: phone number, date and time of the phone call, and the recording of the phone call. The phone call recording is stored for 3 months from the date of the call.

Video Surveillance

To ensure the safety of individuals and property, Own Leasing conducts video surveillance of specified premises and (or) areas where video surveillance is conducted based on legitimate interests. Video data is recorded and stored for 30 calendar days.